So much this. We live in a world where consumers just "pick and buy" whatever, whenever without reading the fine print or seeing possible repercussions. MS can be pretty dumb, but not that dumb. I'm pretty sure I myself have even seen a line permitting this activity in the EULA but I'll have to check again. 

Doesn't mean that we 'deserve' this kind of treatment or anything. The way MS handled this whole Windows 10 update methodology has been mediocre at best, and this 'p2p' service is complete and utter trash. But we as the consumers are just as much to blame as MS IF this is covered in the fine print (and I'm pretty sure it is).

Problem is, you really have no choice when it's in the EULA.  Accept or don't upgrade.  MS's 'privacy' policies should work like (and improve upon) Facebook's - go to a page with every item a clearly explained menu option, in or out.  All or none is really no choice at all, especially when MS quits supporting your existing OS.

I understand where you're coming from, but you do have a choice, you're not held at gunpoint. Microsoft is not the only OS provider, and they will be continuing supporting OS's like Windows 7 and 8 for awhile (albiet, though their control of the market can make not choosing them difficult). The main problem is that EULA's should be more suitable in how they're given to the consumer. Not a long line of text where you can confused the word order in any which way to hide vague and suspicious agreements within the middle of the 20 page agreement. 

You're not forced to agree to the EULA before you buy it, thus it's a violation of the sale contract.  It's not on the purchaser to spend their time and money to return a deceptive product.  Microsoft is stealing from people, plain and simple.  Anyone on a bandwidth cap is financially harmed by those assholes hiding this crap in their OS.

That's the tool I used.  Twice now it has failed and twice it would not reopen unless the machine was restarted.  Like I said, though, I'm not in any hurry to install Win 10, I was just hoping to have the media ready for if/when I want to.

http://www.ghacks.net/2015/07/31/tip-how-to-resume-the-windows-10-installation-media-creation-process/

might be useful for you.

No, it doesn't help.... the download must complete for the media creation process to resume.

You could try navigating to WINDOWS > SOFTWARE DISTRIBUTION > DOWNLOAD  and deleting everything in that folder.   I had one machine also stuck.  Did that and it finally finished properly.

Yeah, tried that and it has gone to 12% already.  Last time it took something like 18 hours to reach 11%, so hopefully it completes this time.

BTW, thanks for the tips, guys.

Okay guys, I redownloaded  Win 10 and it completed in around 45 - 50 minutes without issue.  I now have a DVD and a USB stick with a copy of Pro to install when I'm ready to do so.

Dunno if it was the tips/help offered or just a better time to download,  but thanks again, guys.

I found my own solution. Save up my pennies and buy a lappy with 10 already on it. Then I'm gonna break it (so to speak lol)