Ramblings of an old Doc
Stay Alert!
Published on December 17, 2010 By DrJBHL In Personal Computing
 

Since we're getting down to the wire, I thought to add this little post about keeping your guard up.

 

This holiday season, your joy in giving can turn into a disaster if you're not careful!

 

TrendMicro has put together a slightly awkward, but still valuable reminder about how to beware and not fall prey to the Grinches and Blue Meanies who thrive off your naivete and desire to stretch your hard earned money.

 

Please take a minute and check out the tips in this online guide. The Doc wants no regrets this season!

 

 

And from an email I received:

 

Beware of credit card thieves! They're scamming every way possible (remember, these folks don't like real work).

 

  • Watch out for the cashier who's on the cell phone...might be snapping a pic of your card.

  • Watch out for the “switcheroo”: You give your card, but get back an old, expired card belonging to someone else. You will be charged those transactions made until you notify on loss! Be alert.

  • Typically, the thieves won't make large transactions: They don't want to set off alarms but rest assured, the “little” charges will add up very quickly!

 

From Lifehacker:

"If you shop online, your credit card number has been entered into at least one web site. While this is unavoidable, and just about as safe as using your credit card out in the real world, the fact still remains that your number could be intercepted and used to make unauthorized purchases. One easy way around that problem is using temporary credit card numbers. While not every bank offers this service, if yours does you might want to take advantage of it. If you're making a purchase online—especially at a site you don't trust—you just generate a unique credit card number that will expire after its first use. This is also extremely helpful if you sign up for a trial and want to prevent automatic re-billing."

 

Please reply to this thread with any scams you've learned about.

*There have been several noteworthy additions by Members, k10w3 has noted casual 'brush by' theft of credit card info by RFID chip radiation detection and recording. You can learn more HERE.

 

This Community is dear to us all, and nothing makes one feel as good as protecting loved ones.

 

That reminds me of another duty we all have: Please remember our troops this holiday any way you can. They're spread thin all around the world putting themselves in harm's way for us.

 

Please give them them the love they deserve.

 

 

 

 

 

 

 


Comments (Page 2)
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on Dec 17, 2010

Folks, the thread is really about your Online Security.  

on Dec 17, 2010

excellent timely reminder doc.....

just today I filled out my wish list from a cool Nigerian online Christmas catalogue..... and am looking forward to my goodies arriving.... guaranteed by the son of a Prince no less....  I'm set.... 

on Dec 17, 2010

sydneysiders
excellent timely reminder doc.....

just today I filled out my wish list from a cool Nigerian online Christmas catalogue..... and am looking forward to my goodies arriving.... guaranteed by the son of a Prince no less....  I'm set.... 

Much appreciated touch.   

on Dec 17, 2010

Just added a quote from Lifehacker. It contains important info you might well never have seen or know about. I strongly recommend reading their complete article.

on Dec 17, 2010

As careful as I am about these things I just learned something I never thought of.

"Watch out for the “switcheroo”: You give your card, but get back an old, expired card belonging to someone else"

I often give my card with my wallet open and in my hand than get my card back and just stick it in and put my wallet in my pocket. The switcheroo never dawned on me but will now. Thanks for the reminders.

on Dec 17, 2010

Pretty much every major online store has good safeguards in place when processing payments. It's much more likely that your card number will get "intercepted" because you have a keylogger you picked up from somewhere than snatched up from network traffic. 

You have to remember that credit card fraud is worse for the card companies because they foot the bill, so it's in their best interest to prevent it.

http://en.wikipedia.org/wiki/Payment_Card_Industry_Data_Security_Standard

That online tip is basically worthless unless it's a really suspicious site that's trying to sell you something. They'd be better off recommending that people run several malware removal apps to make sure their systems are clean.

on Dec 17, 2010

DaveBax
As careful as I am about these things I just learned something I never thought of.

"Watch out for the “switcheroo”: You give your card, but get back an old, expired card belonging to someone else"

I often give my card with my wallet open and in my hand than get my card back and just stick it in and put my wallet in my pocket. The switcheroo never dawned on me but will now. Thanks for the reminders.

Glad to be of help. mate. Be sure to check out the Lifehacker article!

Credit card fraud? You're only covered from the time you notice you've been 'jacked' and notify the credit card company...up to that point, you're responsible.

on Dec 17, 2010

You should always check your bank account online after a day of shopping. Skimming is the hardest to detect, most likely you won't ever. To avoid the switcheroo, see with your bank if you can have a unique picture on your card. I don't know how it works in the US, but it's common here in Sweden. Then you can put pictures of your family or whatever on the card, and make it easily recognizable.

Also, don't ever let someone walk off with your card, saying the cashier is broken or the online thingymagick isn't working.

Preferably, noone should handle the cards except yourself. And cover your hand when putting in the pin code.

on Dec 17, 2010

Well said, Heavenfall. Swipe devices in gas stations have also been used to record and dump credit card info.

on Dec 17, 2010

It's more than just gas stations.  Check this out: http://www.wreg.com/news/wreg-electronic-pickpocketing-story,0,5636726,full.story

on Dec 17, 2010

It's enough to make one blue...toothed. Disable your blue tooth when out and about.

on Dec 17, 2010

No, actually, that won't do anything to shield the RFID chip in your credit card (or passport).  You either have to find a bank whose credit cards don't contain RFID chips, or buy a wallet or sleeve to cover the RFID chip in the card so your identity and number can't be hacked by the scanner.

on Dec 17, 2010

Wow...that's right. Blue tooth is another vulnerability. Looks like things are getting worse than I thought! 

on Dec 17, 2010

If you're making a purchase online—especially at a site you don't trust—you just generate a unique credit card number that will expire after its first use. This is also extremely helpful if you sign up for a trial and want to prevent automatic re-billing


Very interesting. Something I didn't know. Thanks!

on Dec 17, 2010

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